Landscapers and Arborists are faced with many challenges, not the least of which is managing complex risk and insuring themselves against loss. Knowing how to properly service this class of business is crucial to success. If you have landscaper clients, come to NIP Programs, the Green Industry insurance experts. Our TreePro insurance program has been insuring tree professionals for more than 30 years and is the largest program of its kind. It’s a multi-line Package that provides better coverage and value than standard products. Our approach to tree care is exceptional, with specialized coverage, risk control, and claims management. We can handle crane and boom exposures and snow and ice removal that many of our competitors simply ignore.

Program Highlights

  • 30 years of Green Industry experience
  • Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
  • Green Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
  • Specialized Coverages Not Available Through Typical Products
  • Competitive Rates
  • Superior Customer Service and Expert Claims Handling
  • World-Class Risk Control Services
  • Flexible Payment Plans

Eligible Exposures

  • Tree Pruning & Removal
  • Tree Spraying
  • Plant Health Care
  • Landscape Gardening
  • Lawn Care
  • Irrigation (Sprinkler) Installation
  • Snow & Ice Removal
  • Subcontracted Work
  • Program is admitted and written in all states except Alaska and Hawaii.

Ineligible Exposures

  • Logging Operations and Lumberyards
  • 100% Green Waste Recycling Operations
  • 100% Consulting Work

Minimum Package Premium

  • $10,000

Lines of Business

  • General Liability (limits up to $1M per occurrence/$2M aggregate)
  • Auto Liability (limits up to $1M per occurrence)
  • Property (limits up to $1M)
  • Inland Marine (limits up to $1M)
  • Umbrella Liability (limits up to $5M)
  • Crime (limits up to $100K)
  • Workers’ Compensation (Minimum Premium of $10,000)

Special Coverages

  • Errors & Omissions
  • Pesticide & Herbicide Applicator Coverage
  • Limited job site pollution
  • Custom Coverage for bucket trucks, cranes, and tub grinders
  • Auto Pollution Broadened Coverage

Submission Requirements

  • Completed and signed ACORD applications
  • Completed and signed NIP TreePro Supplemental
  • Completed and signed 15 Passenger Van Supplemental (if applicable)
  • Completed and signed Crane Supplemental (if applicable)
  • Completed and signed Pesticide/Herbicide Pollution Liability Supplemental (if applicable)
  • FEIN Number
  • 4 years of currently valued, hard copy loss runs for all lines of business being requested
Eligible States
Not the Program You're looking for? Learn More about Additional Programs
Would you like to become a NIP Programs Broker? Contact Us