NIP Programs can obtain great rates for wall and ceiling contractors with SheetrockPro. SheetrockPro provides all-lines coverage and many coverage enhancements tailored specifically to the insurance needs of wall and ceiling contractors. The program is underwritten by an A.M. Best “A Rated” carrier. SheetrockPro offers competitive package pricing for businesses of all sizes, with minimum premiums as low as $25,000.

Program Highlights

  • Carrier Rated A (Excellent), Financial Size XV by A.M. Best
  • ISO-Based Program
  • Competitive Rates
  • Superior Customer Service

Eligible Exposures

  • Program is admitted and written in all states except Alaska and Hawaii.

Ineligible Exposures

  • Accounts subcontracting more than 40% of their work
  • Environmental remediation / abatement contractors
  • RESIDENTIAL NEW CONSTRUCTION (incidental will be considered)
  • USL&H

Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
  • Auto Liability & Physical Damage ($1M combined single limit)
  • Property (limits up to $3M total insured value)
  • Inland Marine (limits up to $3M)
  • Umbrella Liability
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Blanket additional insured
  • Per project aggregate
  • Blanket waiver of rights
  • Employee benefits liability
  • Limited jobsite pollution liability
  • Contractor’s GL  Enhancement Endorsement (Available)
  • Property Enhancement Endorsement (Available)
  • Auto Enhancement Endorsement (Available)
  • Primary and Non-Contributory (available)

Submission Requirements

  • Completed and signed ACORD applications
  • Completed and signed NIP SheetrockPro Supplemental
  • FEIN Number
  • 4 years of currently valued, hard copy loss runs for all lines of business being requested
Eligible States
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