January 30

Risk Management for Landscapers: Equipment Transportation

Most landscapers are aware of the risks involved with landscaping work while on the job site. Employee injury and property damage tend to be the most common risks involved in the landscaping line of business. While landscapers recognized these as potential liabilities inherent with this type of work, they often ignore a major part of the process that can cause some serious business risks: traveling to and from the worksite. Traveling with all the necessary, often heavy, equipment needed to perform a job can lead to accidents leaving the business owner opened to claims being filed against them.

Take this real world example:

A Philadelphia man is suing a Maryland business over claims he sustained head injuries and completely lost his sense of smell following a chain reaction accident triggered by items that fell off of the back of a landscaping truck.

The lawsuit says that the defendant failed to adequately secure its load of wheelbarrows and other landscaping tools, causing the items to be ejected from the bed of the truck and land on the highway, which triggered the multi-vehicle accident.

The Pennsylvania Record

Accidents like this can be avoided if the time is taken to make sure that all equipment is properly and safely loaded into the truck. To help mitigate the risk, make sure to do the following:

  • Be sure to properly balance the cargo load in the trailer. Unbalanced cargo can cause the trailer to sway.
  • NEVER overload the trailer or pick-up bed.
  • For large equipment, use chains or straps with ratchet load binders to secure.
  • Double check that all straps and chains are fastened properly before driving.
  • When driving, make sure stop gradually to prevent cargo from shifting and avoid exceeding the speed limit.

The points above may seem like common sense, but it’s surprising how many landscapers forget these simple steps when they are in a rush or just following their daily routine on auto-pilot. It is important for landscapers to find a way to remind themselves and their employees to properly load and secure their vehicle; as it goes a long way in preventing accidents.

For more information on landscaping insurance and risk management, visit LandPro / Tree Pro.

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