January 10

Services To Be Considered When Insuring Landscapers

Landscapers offer many services to their customers that all come with their own unique risks. When choosing a business insurance policy for a landscaping client, it is very important to note all of the activities that they partake in. Doing so will enable an insurance agent to find a policy that grants total protection to their clients and lowers the landscapers’ risk of getting caught in a coverage gap.

With 20 years of service in the industry, the team at LandPro / TreePro, the largest national insurance program for landscapers and tree services, has been able to build a scope of the types of services typically offered by these operations:

Most Common Services:

  • Preparation of grounds including:
    • Lawn Maintenance
    • Edging
    • Mulching
  • Installation of lawns, trees, shrubs, flowers, etc.
  • Spraying of pesticides or herbicides
  • Application of fertilizers

Other Common Services:

  • Interior landscaping and plantscaping
  • Nursery Operations
    • Retail or wholesale
    • Growing of ornamental plants, flowers, trees, and shrubs
  • Snow removal

Less Common, But Still Performed Services:

  • Irrigation
  • Fences/Decks
  • Outdoor patios
  • Retaining walls
  • Masonry
  • Outdoor kitchens and barbecues
  • Concrete and cement pouring
  • Driveway paving

Landscapers offer an array of services outside of those commonly known like lawn care, mulching, edging, etc. It is important to note the exposures that landscapers are involved with in order to build them an insurance policy that offers effective risk management. Due to this wide range of services, they need a program that is tailored to their industry to ensure the best protection their business can get.

For more information, visit  LandPro / TreePro.

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