February 27

Exposures In Indoor Plant Maintenance and Landscaping

The interior-scape industry consists of indoor plant maintenance and indoor landscape installation contractors. It is in many ways very similar to landscape contracting, save the fact that all work takes place indoors instead of outside.

Operationally, the two industries function in a very similar way. However, by moving work from outdoors to indoors, the risks and exposures change quite a bit. There are some risks that indoor landscaping contractors need to keep in mind that differ from the more conventional outdoor jobs.

Being Indoors Means More People
Doing work inside means there are going to be more people around the work site. This is especially true in commercial buildings like offices or hotels. Hotels are an even greater risk because of the presence of families and children in the complex. It’s simple math, the more people who are around, the higher the chance that somebody could get hurt. Interior landscaping contractors need to keep passers-by in mind during all work activities.

Slip and Fall Risks
If plant maintenance and watering is done poorly, water can seep out onto floors. Indoor flooring, like tile, patio stone, and hardwood, tends to be a lot more slippery when it gets wet than surfaces that would be utilized outside. Slippery surfaces combined with the presence of more people means a greater risk to the contractor of a third party falling and getting injured.

Working in Tighter Proximity
Working inside inherently raises the risk of causing accidental damage around the work site. Anything and everything on a job site can cause damages to the property around it: power tools, building materials, or machinery.

For example, a load of materials is being carried on a pallet and the stack comes loose and it falls onto the floor. Outside, this situation would only mean a mess to clean up as materials are typically placed on surfaces that can’t be damaged, like grass or mulch. Inside, dropping a load off of a pallet can cause a lot of damage to the floor or anything else that gets in the way.

As can be seen by the above examples, although the only difference between interior-scaping and landscaping is their location, landscaping indoors comes with different and sometimes greater risks than landscaping outside. This being the case, it’s not recommended to use a conventional landscaping policy to cover indoor landscapers and plant maintenance contractors. Utilizing an insurance program like InteriorScapePro, which was built from the ground up for indoor plant maintenance and landscaping contractors, will provide greater protection and lessen the likelihood of coverage gaps.

For more information on indoor plant maintenance and landscaping insurance, visit InteriorScapePro.

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