PaintingProâ„¢

NIP Programs is pleased to present a customized insurance program for painting and paperhanging contractors – PaintingPro This program provides comprehensive coverage for residential and commercial painting and paperhanging contractors.  PaintingPro offers competitive package pricing for businesses of all sizes, with minimum premiums as low as $25,000.

Program Highlights

  • Carrier Rated A (Excellent), Financial Size XV by A.M. Best
  • ISO-Based Program
  • Competitive Rates
  • Superior Customer Service

Eligible Exposures

  • Program is admitted and written in all states except Alaska and Hawaii.

Ineligible Exposures

  • Accounts subcontracting more than 40% of their work
  • Environmental remediation / abatement contractors
  • EXTERIOR PAINTING
  • LEAD PAINT
  • USL&H
  • WATERPROOFING
  • AIRCRAFT PAINTING
  • EIFS (Exterior Insulation Finish Systems)

Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
  • Auto Liability & Physical Damage ($1M combined single limit)
  • Property (limits up to $3M total insured value)
  • Inland Marine (limits up to $3M)
  • Umbrella Liability
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • Blanket additional insured
  • Per project aggregate
  • Blanket waiver of rights
  • Employee benefits liability
  • Limited jobsite pollution liability
  • Contractor’s Enhancement Endorsement (available)
  • Property Enhancement Endorsement (available)
  • Auto Enhancement Endorsement (available)
  • Primary and Non-Contributory (available)

Submission Requirements

  • Completed and signed ACORD applications
  • Completed and signed NIP PaintingPro Supplemental
  • FEIN Number
  • 4 years of currently valued, hard copy loss runs for all lines of business being requested
Eligible States
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