MaintenancePro®

MaintenancePro® is a customized insurance program developed with the unique needs of the facility cleaning and maintenance services industry in mind. This program provides the most extensive coverage in the market to accounts that fall primarily into the janitorial and light maintenance segments of the industry, including both commercial and residential cleaning and maintenance. We provide your clients with the coverage they need backed by stellar support and service, at a price they’ll appreciate!

Program Highlights

  • Maintenance Industry experts for expert risk control guidance and proper valuation of your client’s operations
  • Specialized Coverages Not Available Through Typical Insurance Products
  • Carrier Rated A (Excellent), Financial Size XV by A.M. Best    
  • Competitive Rates
  • Superior Customer Service and Expert Claims Handling
  • Flexible Payment Plans

Eligible Exposures

  • Janitorial services
  • Indoor and outdoor maintenance
  • Window cleaning
  • Carpet and upholstery cleaners
  • Program is admitted and written in all states except Alaska and Hawaii.

Ineligible Exposures

  • High tech clean rooms
  • Pest Control Services
  • Exterior Window Cleaning over 3 Stories
  • HVAC Maintenance
  • Healthcare Facility Maintenance that involves bio waste
  • Industrial Equipment
  • Refineries or Petrochemical Facilities
  • Snow and Ice removal (incidental exposure may be acceptable).
  • Contractors providing work within New York City’s 5 Boroughs

Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
  • Product Liability (limits up to $1M)
  • Auto Liability (limits up to $1M CSL)
  • Property
  • Inland Marine
  • Crime Coverage
  • Umbrella Liability (limits up to $25M)
  • Workers’ Compensation (Statutory Limits)

Special Coverages

  • ISO Janitorial Services Endorsement
    • Employee Dishonesty – Client’s property
    • Client’s Loss of Use Resulting from Employee Theft
    • Lost Key and Lock Replacement Coverage
    • Property Damage to Client’s Property caused by Insured’s Work
    • Property Coverage (first party) for Client’s Personal Property in
      care, custody or control of insured
    • Your Work Coverage – Reimbursement to Insured (reasonable
      expenses)
  • Limited Pollution Coverage – Including cleanup (limits up to $300K)
  • Blanket additional insured
  • Business Income – Dependent Properties

Submission Requirements

  • Completed and signed ACORD applications
  • Completed and signed NIP MaintenancePro Supplemental
  • FEIN Number
  • 4 years of currently valued, hard copy loss runs for all lines of business being requested
Eligible States
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