GlassPro®

Glass Contractors are faced with many risks unique to their line of business. Knowing how to properly service this class of business is crucial to keeping your clients protected. GlassPro® is one of the most comprehensive insurance programs available for glass manufacturers, dealers and installers. Developed with the unique needs of glass professionals in mind, GlassPro® provides the most extensive coverage in the market, backed by stellar support and service. With a number of special coverages tailored to glass businesses and minimum premiums starting as low as $1,000, GlassPro can offer a solution where others fail. We provide your clients with the coverage they need, at a price they’ll appreciate!

Program Highlights

  • Carrier Rated A (Excellent), Financial Size XV by A.M. Best   
  • Competitive Rates
  • Superior Customer Service

Eligible Exposures

  • Glass and Glazing Contractors (Glaziers)
  • Glass Merchants
  • Glass Installers
  • Auto Glass Repair & Installation (On and Off-Site)
[75% of payroll must be within these classes]
 
  • Program is admitted and written in all states except Alaska and Hawaii.

Ineligible Exposures

  • Risks working in NY (Glass stores that don’t perform installation may be considered)
  • Risks working in Cook County, IL.

Minimum Package Premium

  • $25,000

Lines of Business

  • General Liability (limits up to $1M per occurrence/$2M aggregate)
  • Product Liability (limits up to $1M per occurrence/$2M aggregate)
  • Auto Liability (limits up to $1M per occurrence)
  • Property / Inland Marine (limits up to $500K)
  • Workers’ Compensation (Statutory Limits)
  • Umbrella Liability (limits up to $10M)

Special Coverages

  • AD&D Coverage (limits up to $100,000)
  • Replacement Cost for Glass Racks
  • GL Amendatory Endorsement
    • Additional Insured – Required by Written Contract
    • Per Project Aggregate
  • Waiver of Subrogation Available
  • Primary Wording Available
  • Enhanced Building and Personal Property Forms
    • Additional Coverages
      • Computer Equipment $250,000
      • Media, Electronic Data & Programs $100,000
  • Coverage Extensions
    • Accounts Receivable Records $100,000
    • Personal Effects and Property of Others $25,000
    • Property off Premises $50,000
    • Off Premise Utility Failure – Property Damage $100,000

Submission Requirements

  • Completed and signed ACORD applications
  • Completed and signed GlassPro Supplemental
  • ​FEIN Number
  • 4 years of currently valued, hard copy loss runs for all lines of business being requested
Eligible States
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